There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening.If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.Balance Transfers do not earn cash back.After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness. Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months.Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. To earn cash back, pay at least the minimum due on time. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated. The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. ![]() If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal ![]() ***Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance.**see Terms and Rates for New Accounts.See Rewards Program Terms for details and restrictions. *Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment.Enjoy piece of mind with Mastercard benefits from Tap & Go® to 24/7 Identity Theft Protection™.Redeem it to your PayPal balance and spend it however you want*** Cash back is earned daily on completed purchases posted to your account. Shop at millions of brands with PayPal to earn unlimited 3% cash back.With the PayPal Cashback Mastercard®, earn unlimited cash back at millions of merchants.Earn 3% cash back* on PayPal purchases and 2 % on all other purchases. ![]()
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